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Hard Money. Venture Capital. Private Equity.


We specialize in non-collateral and collateral-based lending for small businesses, entrepreneurs, and real estate developers. 


We work closely with our clients to provide strong service and quick turnaround time.


Express Capital is a NY-based private money lender with offices in downtown Manhattan and Manhasset, Long Island.

Ready to Grow?

We help you get working capital and keep you on track to achieve your business goals and project timelines. 

Short & Long Term Solutions

We have a variety of loan options that can help you with any immediate or long term needs.

Loan Types

We have several different loan options depending on the type of business deals or real estate projects you are working on. 


Express Capital offers the following types of loans:

  • Cash Advance
  • Bridge loans
  • Commercial Financing
  • Fix and Flip/ConstructionLoans
  • Unsecured Business Lines of Credit
  • Foreclosure Shortsales
  • Small Balance Commercial Bridge Loan
  • Large Balance Commercial
  • Stated Income No Doc Mortgages
  • Loans Rental 360 Program  Bridge Loan
  • Retail Construction Development

Real Estate Experts

We work closely with all customers to satisfy their specific business needs. All construction types from residential flips to new commercial development. 

Fast, Easy, & Flexible

As a boutique company our programs are customized to drive long term relationships. 

Need To Move Quickly? 

Contact us today at info@xcap.us

It takes just a few minutes to provide us with your information. We are excited to speak with you!

Express private money lending

We help you get working capital and keep you on track to achieve your business goals and project timelines. We have several different loan options depending on the type of business deals or real estate projects you are working on.